Risk Tolerance Assessment: Why should you take it?

September 14th, 2022|

Helen Yang published an article in Advisor Perspectives on September 13, 2022, that explores the intricacies of building a comprehensive risk tolerance assessment tool. Authored by experts in the field, the article emphasizes the need for a nuanced approach that goes beyond the traditional risk tolerance questionnaires.

A Deep Analytic Perspective of the 2022 Market Correction

June 21st, 2022|

Helen Yang's recent article in Advisor Perspectives walks through how financial advisors can combine behavioral finance and deep analytics to help clients better understand their emotions and tell a compelling, long-term story.  Unlock the strategies to navigate uncertainties and stay ahead in your financial journey with this profound analytic perspective on the 2022 market correction.

Why aren’t there more female FinTech leaders onstage?

May 18th, 2022|

CEO Helen Yang published an article in Think Advisor about how outdated stereotypes and gendered expectations are still keeping women from reaching their full career potential. Women are not encouraged to pursue careers in finance and technology because the perception that women aren't as smart as men persists. Women do not want these extra barriers, but they also don’t want to be patronized or used as window dressing.

How Risky is Bitcoin?

February 21st, 2022|

This article written by Helen Yang in Advisor Perspectives looks into the risk score of Bitcoin. She shows that a risk scale of 0-100 can be achieved by multiplying the volatility by five, in which case the risk score of cash is 0, and equity is 100. Using this scale, the risk score of bitcoin is 400 and TSLA (Tesla) 300. I go on to explain the bitcoin mining process and share a few considerations about investing in bitcoin.

J Murphy: Switching to Andes Platform

February 15th, 2022|

J Murphy Asset and Tax Management decided to switch to the Andes Wealth Platform to support conversations with clients on risk, after running it side by side with another platform for three months and initially tried another platform.

Seeking Differentiation in Wealth Management: Andes Wealth in Wealth Management 2022 Market Outlook

January 15th, 2022|

Andes Wealth CEO Helen Yang, CFA, published an article recently in the Wealth Management 2022 Market Outlook entitled "Seeking Differentiation in Wealth Management." To fundamentally transform the traditional cookie-cutter service, we need a new theory, and this theory is the Adaptive Markets Theory. Developed by Dr. Andrew Lo from MIT, the Adaptive Market Theory reconciles behavioral finance with efficient markets.

Using Deep Analytics to Align Risk Perception

December 21st, 2021|

CEO Helen Yang recently published an article on AdvisorPerspectives.com entitled "Using Deep Analytics to Align Risk Perception." Our perception of the market is influenced by recent events, a behavioral trait known as the “recency bias.” Risk perception is an integral part of a risk-measurement framework, and irrational responses are often triggered by the wrong perception of market risk.

The Disconnect Between Risk Tolerance Questionnaire and Portfolio Decision

August 21st, 2021|

Andes Wealth CEO Helen Yang was recently featured in the WealthManagement.com Midyear Outlook with an article entitled "The Disconnect Between Risk Tolerance Questionnaire and Portfolio Decision." “Many firms use model portfolios to standardize their investment practices, and the most direct approach is to ask the client to pick a model in the model set based on the upside/downside tradeoff that the client is most comfortable with (see chart). It is like going to a café that offers salad, soup, sandwich, and hamburger, and you pick one based on your appetite.”

Case Study: INVST

April 19th, 2021|

  Andes Wealth Technologies enables INVST to bring together their investment model recommendations with clients’ risk profiles and behavioral assessments,

Wealth Management Hyperloop: Andes Wealth Featured in Javelin Strategy

February 21st, 2021|

“One way to illustrate possible tradeoffs among portfolio models or risk brackets is to show the upside and downside of each model and then ask the client to choose the model with which she feels most comfortable. This is the approach pursued by risk profiling vendor Andes Wealth, which takes the further step of automating the creation of an IPS.”

How to Reduce Panic with Passion and Credibility

March 21st, 2020|

Andes Wealth CEO Helen Yang recently published an article in Advisor Perspectives entitled "How to Reduce Panic with Passion and Credibility." As the Coronavirus pandemic spreads, “Even the most rational clients are subject to emotions, especially during the current coronavirus outbreak when the threat is both financial and physical. “

How Can Advisors Add Value and Defend Fees?

January 25th, 2020|

Check out a recent article by CEO Helen Yang in Wealth Management: "How Can Advisors Add Value and Defend Fees?" Discover strategies to showcase your value and justify fees in an ever-evolving financial landscape. “Advisors need to move beyond ‘buy and hold’ and ‘high risk, high return’ to deal more with clients’ behaviors and emotions.” 

Andes Wealth Featured in Michael Kitces Nerd’s Eye View

November 21st, 2019|

Andes Wealth is thrilled to be featured in the Michael Kitces Nerd’s Eye View and in the Advisor FinTech Map.   “It’s tough to stand out in the space for risk profiling tools, but Andes Wealth has built some innovative features into their product including behavioral finance that should help advisors know their clients better and identify at-risk accounts.” — Craig Iskowitz

New Tech Help To Manage Your Retirement And Investments: Andes Wealth in Forbes

October 11th, 2019|

“With the tagline ‘Where Behavioral Finance Meets Analytics’, the company’s Real-Time Risk Monitor lets financial advisers visualize and communicate investment risk for clients; its Risk Tolerance Test and behavioral surveys help clients understand how much investment risk they can tolerate, and its Cognitive Ability Test lets advisers know if their clients are having cognitive issues that could impede their ability to make wise personal finance decisions.”